Legal

Disclosures & Licensing

Licensing, compliance, and educational-use disclosures for Cash Flow Qualifies, operated by Q Mortgage LLC (NMLS 2567464).

Operator & licensing

Cash Flow Qualifies (cashflowqualifies.com) is operated by Q Mortgage LLC, NMLS 2567464, located at 7300 State Highway 121 STE 300, McKinney, TX 75070. You can verify our licensing at NMLS Consumer Access.

Q Mortgage LLC is currently licensed to originate mortgage loans in Texas. Educational content on this site serves self-employed borrowers nationwide; for property outside Texas we can refer you to a licensed lender in your state.

Educational purpose only

All content is provided for general educational purposes and does not constitute financial, tax, legal, or investment advice. It is not a commitment to lend, an offer or solicitation of credit, or a guarantee of any particular rate, term, or approval. Loan approval is subject to complete application, underwriting, appraisal, income and asset documentation, and program eligibility.

No live rate or payment quotes

Consistent with TRID requirements, this site does not display live annual percentage rates (APRs) or payment quotes. Any reference to rates or ranges is general, illustrative, and may be dated; it is not an offer. Calculator outputs are illustrative estimates only.

Not tax advice

We explain how mortgage underwriters evaluate self-employed income. We are not certified public accountants and do not provide tax preparation or filing advice. Consult a licensed CPA for decisions about your tax return.

Fair lending

Q Mortgage LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, receipt of public assistance, or the exercise of rights under the Consumer Credit Protection Act.

Contact

Questions about this site or your situation? Email info@qmortgage.ai.

No tax returns required to start

See whether your cash flow qualifies

Tell us how you earn. A Q Mortgage specialist reviews bank-statement, P&L-only, 1099, and asset-depletion options with you — no credit pull to get a read.

By submitting you agree to be contacted about mortgage options. This is not an application or a commitment to lend. Equal Housing Lender.